Hello.

I am an award-winning journalist based in Buckinghamshire, with a decade of experience covering personal finance, including retirement, pensions and investing.


As a Freelance Writer, I have a human-led approach to content, and craft articles, guides, explainers, features, press releases, landing pages, emails, social media posts and marketing materials.

Want to find out more? Visit www.lmvcontentstudio.c...

Unbiased •

Pension commutation: what it is, how it works & the pros and cons

When you retire, you can opt to give up part of your yearly entitlement to your pension in exchange for a one-off lump sum, known as commutation.  We explore what you should know and why it’s essential to get financial advice before making such a big financial decision.Pension commutation is when you reduce your annual defined benefit pension in exchange for a one-off lump sum. It’s a major financial decision, and worth taking your time to get right. Giving up income now will mean getting by on...
lovemoney.com •

Preparing for retirement: what to avoid, how to boost income, access your pension & more

After many years of saving, it's hugely rewarding knowing you're well on your way to enjoying a comfortable retirement when you finally decide to pack it all in.

But it's vital you don't become complacent: from moving all your money into low-risk investments too soon or landing yourself with a massive tax bill, it can be worryingly easy to undo so much of your hard work if you don't have a proper strategy in place.

In this guide, we reveal everything you need to know so you can put together th...
Unbiased •

How to sell stocks and shares

There are various ways to ensure that selling up aligns with your wider investment goals, and there are many avenues for those who want to sell.The more you understand what selling shares involves, the less likely you will lose money unnecessarily. Generally, buying stocks and shares is a long-term investment move. So, when you’re considering selling up, it will have a big impact on your investment strategy. There’s no set way of selling shares, but those knowledgeable about the process will be...
lovemoney.com •

Redundancy: I started my own business after being furloughed

The coronavirus pandemic has had a devastating impact on the livelihood of millions of people, leaving many out of work during a difficult time.

In many cases, people have been made redundant after months of being on furlough and unfortunately, it can be more difficult for some to find work again.

Analysis from over 50s community website Rest Less found that unemployed people aged over 50 are two and a half times as likely to be out of work for at least two years, compared to workers in younge...
lovemoney.com •

Clone firm investment scam: ‘I lost £100,000 to scammers’

Scammers have been taking advantage of low savings rates and the chaos caused by the COVID-19 pandemic.

I’ve warned about many scams over the last 18 months, including pet scams, vaccine scams and fraudsters selling investments that simply don’t exist.

The last scam, in particular, can be devastating as a loveMONEY reader lost £100,000 to fraudsters.

As lots of people want to make their hard-earned cash go further, they are sometimes getting caught out by rates on investments that are too goo...